❓FAQ

What is Radao?

Radao is a gateway between crypto investors and real-world financial assets such as stocks and bonds governed by it DAO.

To achieve this, Radao coordinates a complete ecosystem of sourcing partners providing access to real markets (brokers & custodian) and on-chain distribution through centralised and decentralised exchanges, lending and borrowing.

What does Radao do?

• provides a permisionless solution to add assets to the protocol aka "Locker",

• the DAO votes on which assets using the locker are eligible for the Ramp (e.g. APPL, NVIDIA, TESLA),

• references suppliers contributing to the real world asset reserve of those supported assets (e.g. SPV1 SAS, SPV2 Gmbh, SPV3 Inc, etc.)

• provides a Ramp for buyers & sellers to access assets real life market at the best available price,

• collects service fees which are added to the protocol treasury,

• involves its users in the protocol by distributing governance RAD tokens in application of the whitepaper.

Why use Radao?

• it's cool and we share the same values of freedom,

• want to stay or migrate in crypto but invest in real life liquid assets,

• you want to leverage your investment in a lending protocol.

Can I list my assets on the Radao protocol?

• you are free to lock/unlock your security token & mint/unmint your associated asset referenced token. Our protocol is permisionless, our smart contracts are open-source and freely usable or adaptable,

• you can propose your asset to Radao's Ramp through the DAO,

• you can candidate to became an asset supplier also through the DAO.

How can I participate in the evolution of the protocol?

The RAD token enables you to take part in the DAO votes that shape the roadmap. You can also fork the protocol to adapt it to your own needs.

What does the Radao founding team earn?

Team is remunerated in RAD with an initial allocation of locked for 24 months which will then be released by 1/24th for 24 following months.

The protocol itself does not remunerate the founding team; it has no costs other than the remuneration of the DAO itself and the protocol roadmap.

What's the difference between the Ramp and on-chain markets like CEX & DEX?

• CEX & DEX on-chain markets are always open, unlike real-life markets,

• the real-life markets connected to the Ramp are fuelled by the liquidity of TradFi investors, which sometimes already exists in the hundreds of millions per day, depending on the assets involved.

What's the difference between Radao and the official stock exchanges?

• Radao is a decentralised protocol owned by its users. It Ramp can be used without any intermediaries, and the user fees (apart from the blockchain network transport fees & brokers fees) are always paid back to the community via the DAO,

• once asset referenced token supply exist (e.g. AAPL.ART) collateralised on real stock (e.g. APPL) it owner is free to use it on DeFi plateforms he love with any additional Radao fees or restrictions.

What is the difference between a securities account held by my bank and a self-directed securities account?

It is not possible in the real world to hold shares or bonds in companies listed on the stock exchange without going through a securities account held by a licensed bank.

Only securities issued by unlisted companies can be held directly, but in this case they are generally not dematerialized and liquid.

When the first joint-stock companies were created (in 13th century France, for example), each shareholder received a notarised document in return for a stake in the company, which represented between 10 and 25% of the annual return. The paper was traded on an open market. Meanwhile, in Venice, merchants sold bonds and shares in the Venetian galleys.

After the digitisation of listed securities at the end of the 20th century, decentralised technologies made it possible to dematerialise all forms of financial security and give their owners the choice of holding them by their own means or using a regulated player to do it for them (known as a custodian).