❓FAQ

Radao is the first liquid landing protocol. Here's what you need to know:

What is Radao?

Radao is a gateway between crypto investors and real-world financial assets such as stocks and bonds governed by it DAO.

To achieve this, Radao enables borrowers with access to real asset markets to deploy dedicated smart contracts for each asset, the price of which is determined by an onchain oracle.

Lenders can then contribute their liquidity to finance the purchase of the assets.

What does Radao do?

• provides a permisionless solution to invest via a lending,

• allows these positions to be exchanged while retaining the benefit of the returns on the underlying assets,

• offers full traceability of defaulting borrowers

Why use Radao?

• it's cool and we share the same values of freedom,

• want to stay or migrate in crypto but invest in real life liquid assets,

• you want to leverage your investment in a lending protocol but stay liquid,

• want to avoid over taxations and centralisation costs & complexity.

Can I list my assets on the Radao protocol?

Radao is permisionless means you are free to lock/unlock your security token & mint/unmint your associated collateral token. Our smart contracts are open-source and freely usable or adaptable,

How can I participate in the evolution of the protocol?

The RAD token enables you to take part in the DAO votes that shape the roadmap. You can also fork the protocol to adapt it to your own needs.

What's the difference between the Ramp and on-chain markets like CEX & DEX?

• CEX & DEX on-chain markets are always open, unlike real-life markets,

• the real-life markets connected to the Ramps (markets) are fuelled by the liquidity of TradFi investors, which sometimes already exists in the hundreds of millions per day, depending on the assets involved.

What's the difference between Radao and the official stock exchanges?

• Radao is a decentralised protocol owned by its users. Protocol can be used without any intermediaries, and the user fees (apart from the blockchain network transport fees & brokers fees) are always paid back to the community via the DAO,

• once asset referenced token supply exist (e.g. AAPL.R) collateralised on real stock (e.g. APPL) it owner is free to use it on DeFi plateforms he love with any additional Radao fees or restrictions.

What is the difference between a securities account held by my bank and a self-directed securities account?

It is not possible in the real world to hold shares or bonds in companies listed on the stock exchange without going through a securities account held by a licensed bank.

Only securities issued by unlisted companies can be held directly, but in this case they are generally not dematerialized and liquid.

When the first joint-stock companies were created (in 13th century France, for example), each shareholder received a notarised document in return for a stake in the company, which represented between 10 and 25% of the annual return. The paper was traded on an open market. Meanwhile, in Venice, merchants sold bonds and shares in the Venetian galleys.

After the digitisation of listed securities at the end of the 20th century, decentralised technologies made it possible to dematerialise all forms of financial security and give their owners the choice of holding them by their own means or using a regulated player to do it for them (known as a custodian).

A self custody wallet + Radao Protocol allow you to invest on those assets without having a security account in a Bank.